THE POWER OF TWO WORKING FOR YOU We will be there for you from start to finish and beyond. Made with Xara Web Designer nilsson@desertrealestateinfo.com Tom & Pam 11.760.898.4806 Homeowners avoid This Exit! A Short Sale could be your answer. You may qualify if you meet these basic requirements: Is this your primary home? Are you behind in your payments? Do you have a legitimate hardship ( lost your job, illness, etc.)? Do you have little to no equity in your home? Upside down? What is a short sale? A short sale occurs when a homeowner owes more on their property than the property is actually worth. The bank agrees to accept less than what is owed as “payment in full”, in an effort to avoid the foreclosure process. If the seller meets the lender’s criteria, the lender agrees to “write-off” the portion of a mortgage that is higher than the value of the home. What does this mean for you? This action has less effect on your credit. In many cases you can purchase a new home in 24 months compared to 60 months when you are involved with a foreclosure. Your credit report reads: settled for less than owed! YOU can get on with your life! Time is of the essence. The sooner you get the process going, the greater probability of making this happen. You basically have 120 +/- days to stop the foreclosure of your home from the time of default. However, we can try to negotiate with the bank to delay action. We feel it is imperative that the bank signs off on any further action and we will do everything in our power to alleviate as much anxiety as we can. Right now we have Buyers and Investors looking for short sale properties. Give us a call and let us analyze your situation. With the proper short sale package and meeting the requirements, we will have a substantial chance of getting you settled. Please read this document by C.A.R. Legal Department regarding Credit After Foreclosure, Bankruptcy, or Short Sale Click Here. Homeowner Owes $400,000 BANK Investor Sells Home to a qualified buyer with the help of a qualified negotiator for: $200,000 Negotiator works with BANK with evidence/ documents. Bank accepts $200,000 in lieu of foreclosure, and     loan is written-off for     current homeowner. A WIN, WIN, WIN Scenario:   Homeowner escapes financial destruction. Investor gets a reasonable buy. The  Bank does NOT have to absorb huge foreclosure & maintenance costs. Certified Default Resolution Specialist   Certified Default Resolution Specialist We have  the correct package ready to go for over 50 Banks. Click here. To find out more Please Contact us for a FREE No Cost or Obligation Consultation  Due to todays market: Tom Nilsson Lic. 01858414       Pam Nilsson Lic. 01858413 Please take advantage of our FREE Consultation. As Licensed Realtors we have a fiduciary duty to you and all information is kept confidential. Your Lender will compensate us for helping you avoid foreclosure! No upfront fees are charged to you! Tom and Pam, in your corner always!